Settlement Summary
June 2026How the monthly settlement of £303.25 is calculated — full payment breakdown for Lee and Shelley
Monthly Settlement Amount
£303.25
Shelley pays Lee every month
Lee's net total
£2071.12
Shelley's net total
£1278.25
Settlement Calculation
Step-by-step derivation of the £303.25 monthly payment
Total Shared Costs
All shared household expenses combined
Shelley's Share (50%)
Shared costs divided equally between Lee and Shelley
Less: Shelley Paid Directly
Shared costs paid directly by Shelley (£400.00)
Less: Shelley Paid Lee's Personal Items
Lee's personal items funded by Shelley (£575.00)
Net Settlement — Shelley Pays Lee
The remaining amount Shelley owes Lee each month
Lee
Budget owner
Net monthly
£2071.12
Pays toward shared costs
Total shared minus what Shelley paid directly
Self-funded personal expenses
Personal items paid by Lee himself
Receives from Shelley
Monthly net settlement payment
Shelley
Co-household member
Net monthly
£1278.25
Pays shared costs directly
Shared items paid directly by Shelley
Pays Lee's personal items
Lee's personal items funded by Shelley
Net cash settlement to Lee
Remaining balance after offsetting direct payments
What Shelley Pays — Full Breakdown
Direct payments + Lee's personal items she funds
| Item | Type | Amount | Reason |
|---|---|---|---|
| Shared Costs — Paid Directly | |||
| Breakfast Club | Shared | £100.00 | Counts toward her half of shared |
| Grocery Shopping | Shared | £300.00 | Counts toward her half of shared |
| Subtotal — Shared Direct | £400.00 | ||
| Lee's Personal Items — Funded by Shelley | |||
| Car Insurance | Personal | £75.00 | Offsets amount owed to Lee |
| Car Payment | Personal | £500.00 | Offsets amount owed to Lee |
| Subtotal — Lee's Personal | £575.00 | ||
| Net Cash Settlement | |||
| Cash payment to Lee | Settlement | £303.25 | Remaining balance owed |
| Shelley's Total Monthly Outgoing | £1278.25 | ||
How the settlement works: Shelley's half of shared costs is £1278.25. She pays £400.00 directly and £575.00 of Lee's personal items. That accounts for £975.00, leaving £303.25 still owed to Lee as a direct cash payment. Shelley's total outgoing is therefore £1278.25 per month.